Empowering Women

 What is Your Financial Personality?

Women are on a constant rise in the workforce and have the same financial assistance needs as men.  The percentage of women in the workforce almost doubled in the second half of the last century, from 32% to 62%.  More than ever women are earning money for themselves and their families, thus it is time to become financially responsible and start planning for your future with a sound strategy. Let us listen to you.

Why do you need a financial strategy?  There are many reasons:

  • Your roles are evolving and you have more responsibilities than ever before
  • Like many women, you may feel financially insecure
  • Life can come at you fast – are you financially prepared for the life-changing events that might occur?
  • You might find yourself as a part of the “Sandwich Generation” and are faced with the challenge of raising children and taking care of aging parents

A financial strategy can help you manage your income effectively to meet your financial goals now and in the future. Click here to read more.

Financial Confidence = Chief Concern for Women

Women seem to be of two minds when it comes to their relationship with money and investing. On the one hand, two-thirds of women polled recently consider themselves to be the “CFOs” of their households — strong, even dominant, managers of family finances. Yet another study found that women are significantly less confident about making their own investment decisions than men.Whatever the reasons, there are real, tangible reasons why gender plays a critical role in an individual’s long-term financial well-being. Click here to read more.

Proper Financial Planning is Critical for Women Women financial planning and confidence

A key goal of investing for retirement is making sure you save enough to make your money last throughout your lifetime. On this score, women may need to save more than men. The current life expectancy of a female at birth is almost 81 years, compared with 75 years for a male. Although six years may not appear significant, many people in this age group incur expenses for health care and other items while living off of Social Security and personal assets. Click here to read more.

Merging Your Money When You Marry

Getting married is exciting, but it brings many challenges. One such challenge that you and your spouse will have to face is how to merge your finances. Planning carefully and communicating clearly are important, because the financial decisions that you make now can have a lasting impact on your future.

Discuss your financial goals The first step in mapping out your financial future together is to discuss your financial goals. Start by making a list of your short-term goals (e.g., paying off wedding debt, new car, vacation) and long-term goals (e.g., having children, your children’s college education, retirement). Click here to read more.

Dealing with Divorce

Divorce can be a lengthy process that may strain your finances and leave you feeling out of control. But with the right preparation, you can protect your interests, take charge of your future, and save yourself time and money.You certainly never expected divorce when you cut the wedding cake–you and your spouse planned on spending the rest of your lives together. Unfortunately, the fairy tale didn’t work out, and you’re headed for a divorce. So where do you begin? Click here to read more.

The Sandwich Generation: Juggling Family Responsibilities

At a time when your career is reaching a peak and you are looking ahead to your own retirement, you may find yourself in the position of having to help your children with college expenses while at the same time looking after the needs of your aging parents. Squeezed in the middle, you’ve joined the ranks of the “sandwich generation.”

What challenges will you face? Your parents faced some of the same challenges that you may be facing now: adjusting to a new life as empty nesters and getting reacquainted with each other as a couple. Click here to read more.

Are you….

  • Thinking about starting an investment plan or re-evaluating your current investment strategy? Let us offer a complimentary consultation and discover the benefits of independent investment advice. Rest assured, we are not sales people and do we not push investment products.
  • Going through a major change in your life such as: divorce, death of spouse, new job, new mortgage, or a new child has joined your family? Let us listen to you and recommend a financial strategy. Rest assured, we respect your privacy.
  • Considering Long-term Care InsuranceLearn more. Women are especially vulnerable as they live longer than men.
  • Approaching Retirement? Learn more about planning your retirement strategy.

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